World Trade Center Health Program

9/11-related health care with no out-of-pocket costs.

An estimated 400,000 people were exposed to toxins on 9/11.

25 years later, many don't realize that they can receive 9/11-related health care at no out-of-pocket cost through the World Trade Center (WTC) Health Program.

Photograph of the One World Trade Center tower in the Lower Manhattan skyline on a clear day

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Who's EligibleMembership in the WTC Health Program is based on where you were on 9/11 and shortly after.

It's also based on what you did, when you were there, and how long you were there.

You may be eligible to enroll in the Program as a Survivor if you were in the NYC Disaster Area (Manhattan south of Houston Street, and any block in Brooklyn within a 1.5-mile radius of the WTC site) and belong to one of the groups listed below.

NYC Disaster Area A map of the N.Y.C. Disaster Area, an area south of Houston Street in lower Manhattan and in Brooklyn within a 1.5-mile radius of the World Trade Center site.

Present in the dust or dust cloud on 9/11

September 11, 2001

Lived, worked, or attended school, childcare, or adult daycare

September 11, 2001, to January 10, 2002, for at least 4 days and 4 hours each day OR September 11, 2001, to July 31, 2002, for at least 30 days and 4 hours each day

Employed or living in the area and eligible for a grant from the Lower Manhattan Development Corporation

September 11, 2001, to May 31, 2003

Worked as a cleanup worker or performed maintenance with extensive exposure to WTC dust

September 11, 2001, to January 10, 2002, for 4 or more hours
Not sure if you're eligible? Take our eligibility quiz, or contact our team and we'll help you check.
Even if none of the categories above apply, you may still be eligible as a Responder. Learn about eligibility.

What's CoveredCare for certified WTC-related health conditions.

Once enrolled, the Program covers all medically necessary monitoring and treatment for certified WTC-related health conditions at no out-of-pocket cost to you. To be covered, a condition must be certified by the WTC Health Program and treated through a participating provider.

Your primary health insurance will be billed first to cover your care or medicine. After your insurance pays its share, the Program covers the remaining cost.

The Program covers the following types of conditions:

Acute traumatic injuries

such as burns, complex sprains, fractures, and head trauma

Airway and digestive disorders

such as asthma, chronic cough syndrome, and gastroesophageal reflux disorder (GERD)

Cancers

such as breast cancer, prostate cancer, mesothelioma, skin cancer, and thyroid cancer

Mental health conditions

such as anxiety disorders, depression, panic disorder, and post-traumatic stress disorder

Review all covered conditions

Join Our Events & Explore ResourcesConnect with our team and learn about the Program.

We host webinars and attend in-person events throughout the year.

Events

Sept 24, 2026Online

Introductory Webinar

Learn about the WTC Health Program

11:00 am–12:00 pm ET Register to attend ›
Oct 14, 2026Online

Introductory Webinar

Learn about the WTC Health Program

4:00–5:00 pm ET Register to attend ›

Resources

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Eligibility quiz

Take a few minutes to check if you qualify for the Program

Take the quiz ›
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Videos

Watch plain language videos to understand who is eligible and how to apply

Coming soon

How to ApplyTake the next steps to apply.

You can apply for the WTC Health Program online or submit your application by mail or fax.

Before applying, be sure to confirm your eligibility.

You will also need to gather your supporting documentation. You must provide written documents that show how you're eligible for the Program. Examples include a pay stub, a school transcript, or a lease or utility bill.

If you need help with your application, please reach out to our team.

Start an application

Contact Us & Get HelpReach out for help or Program information.

Talk to a real person

Submit the form on this page and a member of our team will reach out by phone or email, whichever you prefer.

The information you share will only be used to respond to your inquiry.

If you have a question about the Program and need assistance in your language, call 1-888-982-4748.

Stay in touch

Sign up for RTI's email list to receive information about the Program and learn about upcoming events.

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About RTI

RTI International is an independent scientific institute. We conduct outreach and education on behalf of the WTC Health Program, with a focus on reaching 9/11 survivors.

We're here to help you understand the Program, check whether you may be eligible, find the right resources, and apply. Enrollment decisions are made by the WTC Health Program.

Learn about RTI